Your Real Estate Arsenal - Personal Profitability
I found a website yesterday that was full of great tools for anyone who wants to buy a home, refinance a home, sell a home, or just do research on buying or selling real estate. Head over to Tree.com,...
View ArticleBuying Might Be Cheaper Than Renting - Personal Profitability
I have a steal on rent. Right now I am paying $400 per month. I knew the landlord so he cut me a good deal. However, most people in this neighborhood pay more like $600-$800 per person per month. In a...
View ArticleHousing Prices Show Recovery - Personal Profitability
While we are still in a recession, the recession seems to be getting less bad. As a Wall Street fund manager told me today, it might go down in history as “the great recession.” As we all know, this...
View ArticleHomes as Investments - Personal Profitability
Over the last year or so, we have seen real estate prices fall like we could never have imagined. Many experts believe that residential real estate is just the beginning, and that commercial will...
View ArticleApartment Hunting - Personal Profitability
Yesterday I completed a multi-week process of searching for and picking a new place to live. I have been living in a house near my school for the last 15 months. In that 15 months, I have been very...
View ArticleThe Economics of Moving - Personal Profitability
Last week, I wrote about my recent apartment hunting. Now that I have a new place picked out, I have to move. I arranged an overlap of one week so I have time to move everything in my busy schedule...
View ArticleRent vs. Buy Analysis - Personal Profitability
Some people, such as Ramit at I Will Teach You to Be Rich, go on and on about how renting is the best way to go for most of us. Others say that renting is throwing money away. Few people, though,...
View ArticleReasons I Am Looking to Buy - Personal Profitability
The lease is up on my apartment in April, and I have spent time over the last couple of months looking at buying a home. I have toured two condos and a duplex, which is just starting to get my feet wet...
View ArticleGood Debt and Bad Debt - Personal Profitability
In the personal finance world, we have a little mantra you might have seen before. Debt is bad. But is that always the case? I would argue no. Of course, it is better to be debt free than have debt,...
View ArticleHow Your Insurance Rates Are Calculated - Personal Profitability
I mentioned last week that I have been shopping around for car insurance. Many people do not understand the factors that impact their insurance rates, and my research brought out some important things...
View ArticleDon’t Be House Poor - Personal Profitability
A little while back, I was fully engulfed in the rent or buy debate. I had decided on the rent route for a handful of reasons. I explored the neighborhood and I am back to looking at buying with a...
View ArticleBuilding Home Equity: Ways to Build Wealth - Personal Profitability
One of the biggest assets you will ever own is your home. The debate on whether a home is an investment will never die, but there is no question that the ideal situation for a homeowner is to build...
View ArticleCarnival of Personal Finance #321 – The Fraud Edition - Personal Profitability
Welcome to the 321st edition of the Carnival of Personal finance. I had a lot of fun reading everyone’s submissions and added a few new folks to my reading list. I am excited to host this carnival for...
View ArticleMoving: Friends or Professionals - Personal Profitability
This past weekend, I moved into my new condo. It takes a lot of work to move, and you have to decide if it is better to pay a professional moving company or make the move on your own. Moving Company...
View ArticleOctober 2011 Net Worth Update - Personal Profitability
I bought a home! I took one more step toward the American dream. I am a homeowner. If it were 1779, I just qualified to vote. As you can see, I spent pretty much all of my cash. My down payment and...
View ArticleThe $100k Club - Personal Profitability
I had a nice feeling this morning when I logged onto my finance aggregation tool and took a look at my net worth box. For the first time, it has six digits… before the decimal! How I Got Here If you...
View ArticleDo You Have to Buy a Home in Your 20s? - Personal Profitability
We often assumed that buying a home is the logical thing to do in our 20s. You know the process: finish college, find a job, start a family, and buy a home. Is this really still the case? Do you have...
View ArticleWhat Recession? The Economy is Awesome - Personal Profitability
If you follow the Republican presidential campaign, you have undoubtedly noticed that the candidates are trying to sell you a story about how horrible the economy is and why you need to elect them to...
View ArticleAsk the Readers: Biggest Financial Success - Personal Profitability
Last week, I asked you all about your biggest financial mistake. As an eternal optimist, I always like to turn things around and find the positive story. We have all screwed up, and it can be a...
View ArticleHow to Prepare for Disasters - Personal Profitability
If you hadn’t seen the news, there are several large fires right now in my home state of Colorado. I have seen the smoke up close. I was four miles away when the Treasure Fire started just outside of...
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